Terms of Use
Last updated: September 2026
These terms of use govern your access to and use of the petal-saga website. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website.
About Our Services
petal-saga provides information and consultancy services related to banking fees and financial cost optimisation. The information presented on this website is for general informational purposes and should not be construed as professional financial advice tailored to your specific circumstances.
Use of Website
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable local, national, or international law
- Attempt to gain unauthorised access to any part of the website or its servers
- Interfere with or disrupt the operation of the website
- Use automated systems or software to extract data from the website
- Transmit any material that is defamatory, offensive, or otherwise objectionable
- Impersonate any person or entity
Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of petal-saga or its content suppliers and is protected by United Kingdom and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.
Disclaimer of Warranties
This website and its content are provided on an as is and as available basis without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted or error-free
- Defects will be corrected
- The website or servers are free of viruses or harmful components
- The information on the website is complete, accurate, or current
Limitation of Liability
To the fullest extent permitted by law, petal-saga shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or goodwill, arising from your use of the website or services.
Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.
Third-Party Links
Our website may contain links to third-party websites. These links are provided for your convenience only and do not signify our endorsement of such websites. We have no control over the content of linked websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.
User Submissions
Any information you submit through our website, including through contact forms, becomes our property. We may use such information for any purpose consistent with our Privacy Policy. You warrant that any information you submit is accurate and does not violate any third-party rights.
Indemnification
You agree to indemnify and hold harmless petal-saga and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the website or breach of these terms.
Modifications to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after any changes indicates your acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.
Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement between you and petal-saga regarding your use of the website.
Contact Information
If you have any questions about these terms, please contact us:
petal-saga
47 Kensington Court
London, W8 5DA
United Kingdom
[email protected]