Services Designed Around Your Needs
From individual fee assessments to comprehensive business banking reviews, our services address the full spectrum of banking cost concerns. Each engagement begins with understanding your specific situation before proposing tailored solutions.
Personal Banking Review
Comprehensive analysis of your personal banking arrangements including current accounts, savings, and card products. We identify hidden fees, assess account suitability, and recommend alternatives that better serve your financial patterns.
Cash Access Optimisation
Focused assessment of your cash withdrawal patterns and associated costs. Includes mapping of fee-free ATM locations near your regular destinations and strategies for reducing withdrawal-related expenses across all your accounts.
Small Business Fee Audit
Detailed examination of business banking costs including merchant services, transaction fees, and account charges. Particularly valuable for retail businesses with high cash handling volumes or frequent card transactions.
Account Migration Support
Hands-on guidance through the process of switching banking providers. We manage the complexity of transferring direct debits, standing orders, and payment references to minimise disruption during your transition.
Ongoing Fee Monitoring
Quarterly reviews of your banking arrangements to catch fee changes and identify new optimisation opportunities. Includes alerts for industry shifts that may affect your costs and periodic reassessment of your account structure.
Travel Fee Assessment
Evaluation of foreign transaction costs across your existing cards and accounts. Includes recommendations for travel-friendly products and strategies for accessing cash abroad without incurring excessive charges.
How We Work
Every engagement follows a structured process designed to deliver maximum value with minimal demands on your time. We handle the detailed analysis while keeping you informed at each stage.
Initial Consultation
We begin with a discussion of your current banking arrangements, spending patterns, and any specific concerns you have identified. This conversation shapes our analysis and ensures we focus on areas most relevant to your situation.
Document Collection
We request copies of recent statements and fee schedules from your existing accounts. Our secure handling procedures protect your information throughout the review process.
Detailed Analysis
Our team examines your documents to identify all charges, assess their appropriateness, and calculate cumulative costs. We compare your current arrangements against available alternatives in the market.
Findings Presentation
You receive a clear report outlining our findings along with specific recommendations. We walk through the results with you, answering questions and clarifying any points that require additional explanation.
Implementation Support
For clients who choose to act on our recommendations, we provide guidance through the change process. This may include assistance with account applications, switch coordination, or negotiation with existing providers.
— Sarah M., Leeds
Request a Service
Tell us which service interests you and we will be in touch to arrange your consultation.